We have been thinking for some time about financing our furniture and we have decided to give it a try. We do realize that times are hard for everyone, and that in the past many of our customers would use a credit card and that may not be a good option any more.
So here are the terms we have for financing your purchase. We will require a deposit of 1/3 of the total before we begin your project. The remaining balance will be devided into however many payments you would like to make. The first payment will be due when we deliver your furniture. Then you can make the rest of the payments when ever in the month is convenient for you. Each month that we carry the paperwork we will charge you a $5.00 fee. So if you financed for six months for example it would be $30, twelve would be $60. As soon as the balance is paid you stop paying the fee. We will never charge interest. There are no other fees to finance the furniture.
We do ask that if you are thinking of doing this you be reasonably sure you can make the payments. We really are just a small family business trying to get by like everyone else. If you did not make the payment it would end up hurting our family. We have no interest in checking your credit, have not interest in being a collection agency. So give it some thought before you agree to do this, we have certainly given it much thought on our end.
When we deliver we will have a contract stating these terms for you to sign. And each month when you make the payment we will send you an email confirming the payment and letting you know your balance.
If you have any questions you can send us an email at fhlunsford@msn.com
